By accessing or using the Nolimit Finance Limited website, you acknowledge that you have read, understood, and agreed to this Website Disclaimer.
1. Purpose and Nature of Website Content
The content available on this website has been prepared for general informational purposes only. It is intended to provide an overview of Nolimit Finance Limited, the services we offer, and the finance application process.
Nothing on this website should be interpreted as regulated financial advice, legal, tax, accounting, investment, or other professional advice. The information provided is general in nature and may not be suitable for your individual circumstances.
Before making any financial or lending decision, you should consider obtaining independent professional advice that takes into account your personal objectives, financial situation, and needs.
2. Our Role as a Finance Facilitator
Nolimit Finance Limited facilitates access to finance by introducing customers to a network of independent lenders and finance providers.
We do not advance credit or enter into lending agreements with customers unless expressly stated otherwise. Any finance agreement is entered into directly between you and the selected lender.
Our role is to help identify suitable finance options, coordinate the application process, and liaise with lenders throughout the assessment and settlement stages.
The relevant lender has sole responsibility for deciding whether to approve an application and for determining the applicable interest rate, fees, loan amount, repayment obligations, and all other lending terms.
3. Finance Applications and Lending Decisions
Lodging a finance enquiry or application through Nolimit Finance Limited does not constitute an approval, commitment, or promise that finance will be available.
Every application is considered solely by the relevant lender, which applies its own credit policies, lending requirements, and assessment procedures. If an application is approved, the lender will determine the terms of the finance, including the loan amount, interest rate, fees, repayment schedule, conditions, and settlement timing.
Nolimit Finance Limited does not warrant or assure:
- approval of any finance request;
- acceptance by any specific lender;
- access to a particular finance product;
- any specific pricing or lending terms; or
- completion of settlement within any expected or estimated timeframe.
4. Website Information and Updates
While Nolimit Finance Limited endeavours to maintain accurate and current information on this website, we make no representation or warranty as to the completeness, accuracy, reliability, currency, or suitability of any content for your particular circumstances.
Website content may be amended, updated, withdrawn, or replaced at our discretion and without prior notice.
5. Use of Information Provided on This Website
Nothing contained on this website should be construed as a representation, warranty, or assurance regarding the availability of finance, the approval of any application, the availability of any product or service, or the financial outcomes or benefits that may be achieved.
Any examples, scenarios, illustrations, or other information published on this website are provided for general guidance only and should not be relied upon as being applicable to your individual circumstances.
6. Information Provided by Customers
You are responsible for ensuring that all information and documentation provided to Nolimit Finance Limited is complete, accurate, truthful, and not misleading. You must promptly notify us of any material changes to your personal, financial, employment, or other relevant circumstances that may affect your finance application. By engaging our services, you confirm that you have the legal capacity to enter into a binding financial agreement in New Zealand.
7. External and Third-Party Providers
For your convenience, this website may provide access to websites, products, or services offered by independent organisations. Any dealings you have with those organisations are entirely between you and the relevant third party.
Nolimit Finance Limited does not endorse, monitor, or assume responsibility for the operation, content, availability, security, or privacy practices of external websites, nor do we accept responsibility for the products or services they provide. Before using a third-party website or service, you should carefully review its applicable terms and privacy policy.
8. Website Operation and Technical Matters
Access to this website is provided on an "as available" basis. While we endeavour to maintain a reliable and secure online service, we cannot guarantee uninterrupted access or that the website will always operate without faults, delays, viruses, or other technical issues. Maintenance, system failures, or events beyond our reasonable control may affect the availability or performance of the website without prior notice.
9. Disclaimer of Liability
Your use of this website and any reliance placed on its content is entirely at your own risk.
To the fullest extent permitted by law, Nolimit Finance Limited disclaims responsibility for any loss, liability, damage, cost, or expense, whether direct or indirect, arising from the use of this website, the inability to access it, reliance on any information published, or the acts, omissions, products, or services of third parties.
Nothing contained in this Disclaimer limits or excludes any rights or remedies that cannot lawfully be excluded under New Zealand legislation.
10. Updates to This Disclaimer
We may review and revise this Disclaimer from time to time to reflect changes in legislation, regulatory requirements, or our business operations. Any revised version will replace all previous versions from the date it is published on this website.
11. Governing Law
This Disclaimer is governed by the laws of New Zealand. By accessing this website, you agree that any dispute arising from its use or relating to this Disclaimer will be determined exclusively by the New Zealand courts.